In a significant move to bolster digital financial services in the Philippines, Paymentology, a leading global issuer-processor, has partnered with Asia United Bank (AUB), one of the country’s prominent universal banks. This collaboration aims to integrate Paymentology’s advanced cloud-native issuing and real-time processing platform into AUB’s digital ecosystem, thereby enhancing the bank’s digital payment capabilities.
The partnership between Paymentology and AUB is set to revolutionize the digital payment landscape in the Philippines. By integrating Paymentology’s cloud-native platform, AUB aims to enhance its flagship e-wallet, HelloMoney, along with its mobile banking services, QR Ph capabilities, and digital transfer networks.
HelloMoney, AUB’s flagship e-wallet, has been a pioneer in offering cross-border mobile payments for Philippine banks. In partnership with Alipay+, HelloMoney enables users to scan and pay via QR code across 60 international destinations, including Japan, South Korea, Malaysia, Hong Kong SAR, and Singapore. This integration with Paymentology’s platform is expected to further enhance HelloMoney’s capabilities, providing users with a more seamless and secure digital payment experience.
Supporting AUB’s Digital Transformation
The collaboration with Paymentology is a strategic move by AUB to accelerate its digital transformation journey. By leveraging Paymentology’s modern issuing and payment processing capabilities, AUB aims to develop new payment products and customer experiences that are secure, scalable, and ready to evolve alongside the bank’s ambitions. This partnership underscores AUB’s commitment to providing fast, secure, and frictionless financial solutions to its customers.
Implications for the Philippine Digital Payments Landscape
The partnership comes at a time when digital financial transactions are on the rise in the Philippines. According to data from the Bangko Sentral ng Pilipinas, 62% of households performed online financial transactions in 2025, up from 53% the previous year. This trend highlights the growing importance of digital payment solutions in the country. The collaboration between Paymentology and AUB is poised to play a pivotal role in meeting the evolving needs of Filipino consumers by providing them with secure, scalable, and innovative digital payment options.
Future Prospects
As the Philippines continues to embrace digital financial services, partnerships like the one between Paymentology and AUB are crucial in driving innovation and enhancing the overall digital payment infrastructure. By combining Paymentology’s advanced payment technology with AUB’s deep understanding of the Philippine market, the partnership is well-positioned to deliver enhanced digital experiences to customers and contribute to the broader goal of financial inclusion in the region.
The strategic partnership between Paymentology and Asia United Bank marks a significant milestone in the evolution of digital payments in the Philippines. By integrating cutting-edge payment processing technology into AUB’s digital ecosystem, the collaboration aims to provide Filipino consumers with secure, scalable, and innovative digital payment solutions that meet their evolving needs. This partnership not only enhances AUB’s digital offerings but also contributes to the broader goal of advancing financial inclusion and digital innovation in the region.
Paymentology is a global issuer-processor specializing in providing cloud-native payment solutions. With a presence in over 65 countries, Paymentology offers scalable and secure payment processing services tailored to meet the diverse needs of financial institutions worldwide. Their platform supports a wide range of payment products, enabling banks and fintech companies to deliver innovative and efficient payment solutions to their customers.
Asia United Bank (AUB) is a universal bank based in the Philippines, offering a comprehensive suite of financial services, including retail banking, corporate banking, and treasury operations. AUB is committed to driving digital innovation to provide fast, secure, and frictionless financial solutions to its customers. The bank has been at the forefront of adopting digital banking technologies to enhance customer experience and operational efficiency.
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