Pngme is a credit and lending API that caters to the sub-Saharan market, enabling digital banks and fintechs to collect and aggregate financial data on credit-invisible and thin-file users. Its mobile SDK, Credit Bureau API, and data processing pipelines make it easy to collect alternative financial data and unify it off-chain to create a holistic picture of an individual’s finances. In doing so, Pngme powers new insights on credit-invisible and underserved customers previously inaccessible through traditional credit products. Masa Finance announced it is partnering with African financial data company Pngme to drive the adoption of DeFi credit services in the region. The partnership will give DeFi lenders across Nigeria and Kenya with access to more than 250 off-chain financial data sources–including credit bureau data–to automate credit decisions through smart contracts while keeping data confidential.
Masa Finance announced it is partnering with African financial data company Pngme to drive the adoption of DeFi credit services in the region. The partnership will give DeFi lenders across Nigeria and Kenya with access to more than 250 off-chain financial data sources–including credit bureau data–to automate credit decisions through smart contracts while keeping data confidential. Masa Finance seeks to disrupt traditional centralized credit infrastructure by providing individuals, businesses, and developers with the tools to access credit and enable untapped wealth creation for 4.95B people globally.