Paynas provides employee management and payment services to micro, small and medium-sized enterprises (MSMEs), including cloud-based attendance and payroll solutions, payroll cards and affordable health insurance, as well as financial wellness products such as earned wage pay-outs and salary advances. ValU intends to fold these solutions into its BNPL plans covering healthcare, education, and travel, among others, to become a “holistic financing powerhouse”.
valU is a BNPL platform that empowers customers shopping experience while ensuring convenience & ease of use. Featuring Egypt’s fastest credit decision process, customers receive instant approval on their limits. Paynas is a digital platform transforming how employers manage, pay, and guarantee financial wellness & wellbeing to their employees by unlocking the resources they need. The Paynas solution offers a variety of services, in partnership with key players in the market such as Visa International, Banque Misr, and Orient, that includes an easy-to-use cloud-based HR system, Paynas Card, a Visa powered card that eliminates the challenges of cash payments, and a suite of benefits that include salary advance, buy now pay later, bill payment, health insurance and more. With the increasing number of small, medium-sized, or even large companies who find challenges managing their workforce & offering them real benefits, Paynas was born out of the awareness of those challenges to help companies solve those problems through one seamless platform.